RETx RealEstate Tools
Canada-first proptech intelligence

The Canadian Real Estate Decision Engine.

Choose the decision, then get routed to the right calculators, checklists, scorecards, reports, and clear next steps for buyers, sellers, investors, Realtors, teams, and brokers.

Versioned rule data
Decision playbooks
Agent-ready reports
Illustration of people choosing a Canadian real estate decision pathRealEstateTools.caLIVE TOOLDECISION ENGINEBuyer, seller, investor pathsCash to closeRisk scoreAffordCloseCompare

Canadian Mortgage Payment

$4,382/mo

Source checked

Stress-test rate

6.79%

CMHC estimate

$27,000

Closing cash

$92,450

Confidence

Verified rules

123

Live tools

7

Verified rule sources

20

Core user groups

225+

Planned tool library

Start here

Tell the platform what you are trying to decide.

This works more like an intake than a directory. Pick the situation, then follow the tool stack built for the decision, the risk, and the next conversation.

Recommended path

Buying

Find the price, payment, cash, and offer strategy that will not break the plan.

Stress-test payment

Cash-to-close gap

Offer guardrails

Route type

4-step buyer path

Specialist routing

Route people to the right expert path before asking for a lead.

Luxury sellers, acreage buyers, investors, newcomers, separation situations, and team operators do not need the same generic calculator. The network layer maps each situation to the tool stack and evidence that makes the next conversation worth having.

Luxury seller

Net proceeds, prep ROI, presentation quality, privacy, and negotiation positioning.

Acreage buyer

Rural costs, well and septic questions, insurance, financing, access, and reserves.

Team operator

Lead scoring, GCI targets, recruiting economics, split models, and embedded tools.

Buying Tools

Affordability, mortgage payments, cash-to-close, rent-vs-buy, and offer planning.

Selling Tools

Seller net sheets, prep ROI, mortgage payout estimates, listing timelines, and proceeds planning.

Investor Tools

Cash flow, cap rate, BRRRR, refinance, deal score, and scenario comparison.

Mortgage Tools

Payments, stress test, renewals, prepayments, qualification, and amortization.

Realtor Utility Tools

Commission, revenue split, lead ROI, seller strategy, presentation value, and operating calculators.

Tax and Closing Tools

Province-aware transfer tax, closing cost, rebate, and new construction source tracking.

Rule-source discipline

Every tax, fee, premium, and eligibility rule lives in a versioned rule set with source URL, effective date, review date, confidence, and disclaimer.

Conversion-ready reports

Each tool is designed for useful free results first, then email, save, PDF, expert review, and branded Realtor follow-up.

Professional utility

Practical calculators, due diligence checklists, report actions, and source notes help users make better decisions without gimmicks.

Built for Canadian real estate decisions

Turn calculators into branded reports, lead magnets, and smarter client conversations.

Use the free public tool foundation to create report-ready estimates, client notes, operating workflows, and practical next-step conversations.