Find the right path
Choose buying, selling, investing, renewing, renting, relocating, or agent operations and move into the tools that fit the decision.
Browse a deep library of mortgage, buyer, seller, investor, landlord, condo, new construction, relocation, and Realtor tools. Every live calculator includes scenarios, warnings, formulas, and report actions.
Tool library
171
live tools and workflows
Choose buying, selling, investing, renewing, renting, relocating, or agent operations and move into the tools that fit the decision.
Generate estimates, checklists, comparisons, and decision briefs you can email, save, discuss, or use before a professional conversation.
Use preloaded scenarios, sliders, tables, and assumptions to understand how the decision changes under pressure.
Use selected tools as clean website widgets for Realtor, team, brokerage, mortgage, investor, and property-management sites.
Use local tools when taxes, transfer costs, property taxes, utilities, buyer cash, or market-specific assumptions change the decision.
buyers
Build a complete Calgary purchase plan with minimum down payment, mortgage insurance, deposit timing, Alberta registration costs, closing cash, possession reserves, all-in monthly ownership, and rate-shock scenarios.
buyers
Build a complete Edmonton purchase plan with minimum down payment, mortgage insurance, deposit timing, Alberta registration costs, closing cash, possession reserves, all-in monthly ownership, and rate-shock scenarios.
tax
Estimate Ontario and Toronto municipal land transfer tax for a Toronto purchase using source-backed MVP rules. Build a source-backed tax-basis, property-class, special-tax, rebate, timing, and lawyer-handoff record without automatically claiming an exemption or refund.
tax
Estimate BC property transfer tax for a Vancouver purchase using source-backed MVP rules. Build a source-backed tax-basis, property-class, special-tax, rebate, timing, and lawyer-handoff record without automatically claiming an exemption or refund.
tax
Reconcile a municipal property-tax bill, assessment records, charge lines, twelve payments or instalments, supplementary and arrears issues, buyer-seller day allocation, additional closing adjustments, future budgets, deadlines, source evidence and professional release gates without inventing a municipal rate.
Start with the decision. Then choose a calculator, comparison, checklist, planner, or scorecard.
Estimate payments, mortgage insurance, stress-test rate, and monthly carrying cost using Canadian assumptions.
Estimate conservative, moderate, and stretch purchase scenarios using income, debts, down payment, and stress-tested payments.
Estimate cash needed to close, including transfer tax or land title fees, legal fees, title insurance, inspection, appraisal, and adjustments.
Calculate province-aware transfer tax or land title registration estimates for Ontario, Toronto, British Columbia, and Alberta.
Estimate what a seller may walk away with after mortgage payout, commission, tax, legal fees, prep, moving, and adjustments.
Analyze rent, financing, expenses, vacancy, NOI, cash flow, cap rate, cash-on-cash return, DSCR, and deal score.
Estimate the qualifying rate and payment gap between contract rate and stress-tested rate.
Compare buying against renting and investing with upfront cash, closing costs, net sale equity, selling costs, rent growth, ownership costs, and portfolio assumptions.
Compare fixed and variable mortgage payment trajectories with rate spread, annual differences, and horizon planning.
Estimate a blended rate and blended payment when taking a refinance advance or adding debt to an existing mortgage.
Calculate capitalization rate from annual NOI and purchase price.
Estimate management, reserve, vacancy, and net income from management and property-level fee assumptions.
Model annual vacancy loss using both vacancy percentage and expected vacancy-month approaches to create a conservative loss estimate.
Estimate the break-even monthly rent needed for a target cash flow and mortgage/expense structure.
Estimate the maximum purchase price for a target rent, expense structure, and desired cash flow objective.
Compute GRM from annual gross rent and purchase price for fast comping and cross-market screening.
Model buy, renovate, rent, refinance, repeat scenarios with money-left-in and cash flow outputs.
Estimate loan-to-value, default insurance requirement, premium rate, premium amount, and insured mortgage amount.
Plan minimum down payment, 20% down payment, monthly savings timeline, target-date gap, and next steps.
Estimate offer deposit amount and delivery timing from purchase price, local custom percentage, and minimum deposit.
Score buyer readiness using income, debts, saved down payment, target price, credit confidence, pre-approval status, timeline, and emergency reserves.
Build a cash-to-close timeline with down payment, offer deposit, estimated closing costs, moving costs, emergency buffer, savings pace, and closing deadline.
Find possible first-time buyer programs and rebate source links without deducting unverified amounts from closing costs.
Compare monthly, semi-monthly, biweekly, accelerated biweekly, and weekly payment estimates.
Estimate mortgage balance impact and interest saved from a lump-sum prepayment.
Build a year-by-year mortgage amortization table with principal, interest, and ending balance.
Estimate commission before tax, commission tax, total commission, and proceeds after commission.
Estimate mortgage penalty concepts using 3-month interest, simplified IRD, or lender-quoted penalty.
Estimate flip profit, ROI, contingency, carrying costs, selling costs, and tax reserve from user assumptions.
Estimate refinance LTV, cash available, equity remaining, new payment, and monthly debt impact.
Compare interest-only HELOC payment with an amortizing payment scenario.
Estimate annual gross commission income from average sale price, transaction count, commission assumptions, referrals, and deal deductions.
Compare two brokerage or team compensation models with splits, caps, royalties, monthly fees, transaction fees, and expenses.
Estimate remaining cap, GCI needed to cap, and future deals needed based on user-entered split and cap assumptions.
Model brokerage share, team lead share, agent share, deal expenses, and effective keep rate for a team transaction.
Estimate referral fee, brokerage share, admin fee, planning tax reserve, and net commission after a referral payout.
Measure lead spend, software cost, conversion rates, cost per lead, cost per client, net revenue, ROI, and breakeven deals.
Measure open house cost, sign-in conversion, qualified leads, appointments, projected closings, net revenue, and ROI.
Plan listing marketing budgets against commission, split, buyer leads, seller leads, referral value, and net listing revenue.
Forecast buyer consultations, signed buyers, offers, accepted offers, GCI, net revenue, value per lead, and pipeline score.
Model listing appointment prep time, win rate, listing revenue, marketing spend, breakeven win rate, and presentation ROI.
Score seller lead intent using address, phone, timeline, valuation request, net sheet request, mortgage clarity, motivation, and property condition.
Build a property-specific CMA prep checklist for comparables, title facts, measurements, upgrades, suite risk, and brokerage review.
Estimate annual database care cost, referrals, repeat opportunities, projected closings, net database value, and value per contact.
Convert target net income into required deals, required leads, weekly lead target, monthly deal target, and net revenue per transaction.
Model recruits targeted, join rate, retention, override revenue, platform cost, onboarding cost, net team revenue, and recruiting ROI.
Underwrite a rural purchase using acquisition cash, complete monthly ownership, private water and wastewater systems, fuel and backup power, road and access obligations, outbuildings, insurance and lender restrictions, title and survey evidence, land use, environmental triggers, component reserves, shock liquidity, and professional release gates.
Build a property-specific ownership budget with mortgage insurance, property tax, condo fees, utilities, insurance, parking, routine maintenance, capital reserves, household debt, take-home cash flow, renewal pressure, and five-year scenarios.
Compare buyer-entered offer scenarios against adjusted comparable evidence, a professional financing limit, complete cash-to-close and appraisal-gap exposure, monthly ownership cost, deposit timing, conditions, property risks, contract terms, release gates, and a documented buyer instruction.
Reconcile a variable mortgage against the latest lender statement and disclosure, distinguish trigger rate from contractual trigger point, test interest coverage, project balance growth or reduction, compare payment and lump-sum responses, estimate renewal payment exposure, protect household liquidity, and assign lender-confirmed release gates.
Reconcile the latest mortgage statement, translate the actual payment frequency, compare recurring-payment and lump-sum strategies, test contractual privilege room, protect household liquidity, model the maturity balance and renewal payment, and create a lender-ready payoff action file.
Rebuild the property operating statement, separate protected from usable liquidity, model vacancy, arrears, repairs, insurance, renewal and legal shocks month by month, test dated and supportable interventions, distinguish committed credit and capital from assumptions, and compare stabilization with an orderly sale path.
Turn a buyer, seller, investor, mortgage, open-house, landlord, relocation, or past-client interaction into a consent-aware service record with permitted channels, promised deliverables, deadlines, named owners, professional handoffs, escalation, and closure controls.
Run a transparent weekly operating review across active clients, pipeline movement, urgent follow-up, transaction deadlines, missing documents, client updates, capacity, conversion, and GCI pacing without an arbitrary performance score.
Plan an enterprise real estate tool rollout with selected client journeys, broker ownership, rule-source review, privacy and consent controls, branding, approved domains, lead-routing ownership, pilot scope, training, accessibility, mobile QA, incident response, retention, and change control.
Compare entered stay, switch, and refinance paths over the same horizon using mortgage payment, interest, balance, fees, cashback, debt movement, household cash flow, rate sensitivity, qualification assumptions, documents, deadlines, and borrower instructions.
Create a transaction-specific mortgage document register using borrower, income, funds, property and existing-mortgage triggers; track 45 evidence groups individually; produce a secure client request; control document currency, exceptions, deadlines and material changes; and prepare a mortgage-professional submission handoff without implying approval.
Prepare a consent-scoped, minimum-necessary mortgage referral brief with transaction urgency, property context, budget and cash signals, pre-approval status, document readiness, unresolved risks, responsibility map, and a broker-ready first-meeting agenda.
Design buyer, first-time buyer, renewal, refinance, and investor website journeys with live RealEstateTools.ca routes, valid widget snippets, report handoffs, consent controls, named owners, and launch QA.
Model a condo or strata project's funding bridge, unit allocation, buyer cash exposure, seller credits, instalments, financing, fee changes, reserve protection, and verification gates using entered documents rather than a generic risk score.
Compare three shortlisted properties using acquisition cash, full monthly ownership cost, post-closing reserves, repair and capital exposure, commute burden, location fit, condition confidence, resale flexibility, and visible due-diligence flags.
Reconcile the signed contract, inclusions, seller repairs, property condition, walkthrough findings, evidence, remedy structures, keys, smart-home access, closing confirmation, and possession-release controls in one client-shareable file.
Control initial and additional purchase deposits from signed contract through verified funds, secure payment instructions, delivery, trust receipt, clearing, discrepancy resolution, extension, replacement, and professional escalation.
Control a purchase conditional on the buyer's property sale using exact contract text, current-home listing and sale evidence, deposits, notice and escape timing, amendments, financing, bridge fallback, cash and proceeds requirements, synchronized closings, and lawyer-reviewed release gates.
Organize current title evidence, registered interests, ownership and legal-description checks, survey or RPR records, municipal compliance, improvements, encroachments, easements, restrictive covenants, leases, equipment contracts, intended use, title insurance, financial resolutions, deadlines, and lawyer-controlled closing gates.
Run a new-home walkthrough as a controlled property file with contract and specification baselines, room-by-room and system review, structured deficiency evidence, builder responses, access and meter handoff, delay and temporary-housing exposure, warranty source and deadline records, professional escalation, and possession-release gates.
Control a Canadian new-construction purchase from signed builder agreement through staged deposits, amendments and selections, sourced tax/rebate advice, levies and closing adjustments, mortgage and appraisal conditions, occupancy and delay exposure, title transfer, deficiency handoff, warranty registration, closing funds, and buyer-authorized release gates.
Build a room-by-room staging plan with a complete quote and cash ledger, low/base/high outcome sensitivities, break-even analysis, photography dependencies, extension exposure, property controls and seller-ready handoffs.
Reconcile accessible sell-now cash against a mortgage-aware rental hold with complete operating expenses, renewal pressure, landlord launch liquidity, downside survival, future disposition, tax-review boundaries and professional release gates.
Reconcile three years of self-employed income, current-year performance, lender-directed adjustments, document freshness, target-payment ratios, business obligations, down-payment evidence and submission release gates without inventing lender policy.
Reconcile ten down-payment sources, five deposit stages, six transfer milestones, complete closing cash, protected reserves, borrowed-source payments, registered-plan timing, evidence status and professional release gates.
Compare four user-defined lender rental-income treatments across five properties with lease evidence, ownership, operating costs, mortgage payments, income/debt results, GDS/TDS sensitivities and submission release gates.
Reconcile four entered private or alternative mortgage offers across net proceeds, fee funding, payments, maturity balance, exit costs, effective-cost proxy, renewal downside, evidence and professional release gates.
Control ten agreement conditions, exact deadlines and notice mechanics, three deposits, five waivers/amendments/notices, evidence, client decisions, professional dependencies and release gates in one shareable transaction file.
Control a live mortgage commitment through twelve evidence-to-lender condition workstreams, material-change reconfirmation, term and net-advance reconciliation, closing cash, lawyer instructions, funding milestones and final release evidence.
Turn twelve showing records, feedback permissions, represented-party follow-up, five competing-property records, period-over-period activity and ten marketing deliverables into a de-identified seller report and professional listing action file. Add six-period trend evidence, ten current comparables, search-band visibility, complete carrying costs, six user-entered pricing and relaunch paths, net-proceeds ranges, seller instructions, release gates and implementation controls.
Reconcile the accepted agreement, parties and capacity, deposits, conditions, amendments, property terms, milestones, commission directions and closing evidence into separate client, conveyancing and brokerage-administration handoffs.
Control offer registration, written-versus-verbal status, versions and schedules, irrevocable deadlines, presentation evidence, competing-offer communications, seller content-sharing directions, counteroffers, backup offers and final delivery records without ranking buyers or exposing identifying information.
Control a mortgage file from intake through secure document requests, lender submissions, conditional commitment, appraisal, fulfillment, material-change reconfirmation, lawyer instructions, closing cash and funding while producing client-safe status updates.
Control a condo or strata acquisition using dated package evidence, financial and reserve-fund records, capital projects, insurance and claims, governance and litigation, title-linked parking and storage, occupancy and intended-use restrictions, unit alterations, seller account status, lender review, closing allocation, professional handoffs, and condition-release gates. Add a 16-document versioned package register, six-period financial trend, eight-project capital and funding ledger, insurance and claims review, governance events, intended-use controls, unit rights, professional questions, buyer cash protection, issues, milestones, official sources and 28 evidence-based condition-release controls.
Run a buyer search from approved criteria and financial guardrails through showing logistics, objective property notes, document requests, professional due diligence, shortlist instructions, offer readiness and client-safe reporting.
Control a listing from seller authority and source-backed property facts through production milestones, media rights, seller proofs, brokerage approval, channel release, live verification, correction control and the first seller report.
Create a client-shareable annual home review with declared value evidence, low/base/high equity scenarios, secured debt, mortgage maturity, ownership-cost changes, component reserves, improvements, insurance/tax/document controls and homeowner-directed next decisions.
Reconcile a signed purchase, lender appraisal, lender-recognized value, written maximum advance, deposit, protected liquidity, closing costs, reconsideration evidence, price-amendment path and alternate financing without treating a pre-approval or proposed path as guaranteed.
Reconcile a lender payout statement line by line, extend it with entered per-diem interest, capture post-statement account activity, confirm every secured facility, bridge trust funding to lender receipt, and control discharge and residual-account evidence.
Control a proposed closing-date amendment through buyer and seller carrying costs, mortgage and rate-hold expiry, closing cash, deposits and credits, sale-chain dependencies, possession, written delivery, fraud controls and professional release gates.
Conduct a structured seller interview across ownership, title, use, building systems, environmental history, insurance, permits, tenancies, condo/rural issues and marketing claims while separating seller statements, evidence, professional review, sharing authority and change control.
Convert a complete commercial lease into a controlled operating abstract covering premises, term, rent, additional rent, tax, deposits, inducements, work, options, notice windows, covenants, recurring deliverables, source provenance and legal-review gates.
Reconcile an eight-unit rent roll across contractual rent, current charges, payments, approved credits, closing receivables, aging, deposits, occupancy, lease expiries, market assumptions, evidence and professional action controls.
Turn an open house into a seller-safe event report and consent-aware action workspace covering attendance, representation, explicit interest, showing and document requests, feedback themes, follow-up ownership, property closeout and brokerage release controls.
Estimate Alberta buyer closing costs, land title registration fees, legal fees, inspection, appraisal, adjustments, and cash to close. Reconcile the contract balance, deposit, registered mortgage, tax basis, property class, verified special taxes or rebates, lawyer charges, adjustments, outside-closing costs, protected reserve, source evidence, deadlines, and professional release gates.
Estimate British Columbia buyer closing costs with property transfer tax, legal fees, inspection, appraisal, adjustments, and cash to close. Reconcile the contract balance, deposit, registered mortgage, tax basis, property class, verified special taxes or rebates, lawyer charges, adjustments, outside-closing costs, protected reserve, source evidence, deadlines, and professional release gates.
Estimate Ontario buyer closing costs with land transfer tax, Toronto municipal land transfer tax where applicable, legal fees, adjustments, and cash to close. Reconcile the contract balance, deposit, registered mortgage, tax basis, property class, verified special taxes or rebates, lawyer charges, adjustments, outside-closing costs, protected reserve, source evidence, deadlines, and professional release gates.
Build a complete Calgary purchase plan with minimum down payment, mortgage insurance, deposit timing, Alberta registration costs, closing cash, possession reserves, all-in monthly ownership, and rate-shock scenarios.
Build a complete Edmonton purchase plan with minimum down payment, mortgage insurance, deposit timing, Alberta registration costs, closing cash, possession reserves, all-in monthly ownership, and rate-shock scenarios.
Estimate Ontario and Toronto municipal land transfer tax for a Toronto purchase using source-backed MVP rules. Build a source-backed tax-basis, property-class, special-tax, rebate, timing, and lawyer-handoff record without automatically claiming an exemption or refund.
Estimate BC property transfer tax for a Vancouver purchase using source-backed MVP rules. Build a source-backed tax-basis, property-class, special-tax, rebate, timing, and lawyer-handoff record without automatically claiming an exemption or refund.
Underwrite a northern or remote home using acquisition cash, title or land-tenure evidence, lender and insurer eligibility, community utility and fuel service, water/sewer and waste, communications, freight and contractor access, building systems, seasonal supplies, complete monthly ownership, component reserves, service-interruption shocks, emergency travel, temporary housing, and professional release gates.
Compare a normalized purchase across Alberta, British Columbia, Toronto, and Ottawa using source-backed transfer rules, mortgage insurance, cash-to-close, retained reserves, user-entered local carrying costs, and multi-year household cash flow.
Compare keeping cash, testing individual debt paydowns, and using a documented blended plan while protecting down payment, closing costs, moving, repairs, and emergency reserves. Review user-entered lender payment treatment, GDS/TDS effects, planning purchase capacity, household cash flow, interest exposure, documents, and borrower instructions.
Compare keeping the current mortgage and adding a HELOC against replacing the mortgage through a refinance, using complete payment paths, fees, penalties, amortization, balances, rate shock, 1-, 3-, and 5-year cost, equity limits, and break-even timing.
Compare two home locations using housing cost, commute distance, vehicle cost, parking or transit, household commuters, seasonal delay, hybrid-work scenarios, time cost, and five-year cash impact.
Build a move-out-to-move-in plan with itemized make-ready scope, low/base/delayed vacancy scenarios, carrying costs, leasing spend, reserve pressure, rent-upside recovery, retention comparison, and a tenancy-compliant handoff.
Compare entered renew, turnover, and renovate-and-release paths using complete property cash flow, vacancy scenarios, make-ready costs, reserve pressure, tenant-file evidence, user-entered rent-rule controls, notice timing, professional review, and landlord instructions.
Compare selling now, investing the released equity, or holding a rental through low, base, and high market scenarios with operating cash flow, vacancy, rent and expense growth, renewal pressure, debt paydown, capital work, future sale costs, tax reserves, and liquidity.
Compare a new-build contract and a resale purchase through cash to possession, user-entered taxes and adjustments, deposit timing, setup and repair scope, delay exposure, financing, monthly ownership cost, five-year equity, liquidity, document review, and professional release gates.
Control a rental-property condition period with a normalized rent and NOI reconciliation, acquisition cash and debt-service bridge, 43 evidence groups triggered by occupancy and property type, official tenancy and municipal source records, physical and legal-use review, exception queues, professional release gates, and client-shareable evidence and condition-decision briefs.
Coordinate an accepted real estate transaction through deposits, conditions, amendments, lawyer and lender handoffs, insurance, funds, walkthrough, closing, possession, and linked sale or purchase timing.
Create a dated buyer search charter with service and privacy scope, lender-confirmed price and mortgage limits, deposit and cash-to-close controls, complete monthly ownership scenarios, authorized property criteria, due-diligence triggers, offer instructions, decision authority, and professional handoffs.
Build a complete seller consultation record covering decision authority, occupancy, title and debt, preliminary proceeds, preparation scope, property evidence, disclosure questions, next-home dependency, privacy instructions, professional handoffs, and listing release gates.
Build a transparent comparative market analysis using dated comparable sales, explicit property and market adjustments, evidence weighting, current competition, pricing objectives, and a seller-facing range memo.
Organize financing, inspection, condo or strata document, sale-of-property, title or legal, insurance, and custom offer conditions with exact deadlines, entered status, risk drivers, responsible parties, release gates, and a client instruction brief.
Model contract-led closing prorations, then reconcile each buyer debit and credit against the lawyer's draft and final statement with source evidence, payment status, legal questions, version control and professional release gates.
Run a consent-aware tenant placement file from published criteria and anonymous application references through documented selection, lease controls, funds, property readiness, inspection, keys and move-in handoff without automated tenant scoring.
Compare three commercial offers, LOIs, counters or renewal paths using normalized full-term occupancy cost, inducements, work, security, delay stress, client priorities, clause differences, deadlines and professional release gates without inventing a recommendation.
Reconcile commission entitlement and invoice versions to cash actually received, multiple referrals, team/brokerage/agent allocations, deal deductions, client rebates, tax collected, trust/account authority, approvals, payment proof, reversals and final ledger closure.
Control a purchase, sale, refinance or title-transfer file from retainer and executed agreement through title, lender instructions, statements, trust funds, signing, registration, possession authorization and final reporting.
Build a complete renewal file and compare current-lender renewal, straight-switch, refinance and variable paths across payment, term cost, net advance, fees, underwriting evidence, conditions, legal work and post-funding proof.
Run a structured mortgage client meeting that records authority, goals, affordability boundaries, product priorities, 24 discovery questions, four scenarios, recommendation rationale, client understanding, follow-up ownership and consent-aware handoffs.
Audit a real estate trade file across relationship and representation records, agreements and amendments, deposits and trust evidence, deadlines, client instructions, property facts, professional handoffs, commission records, privacy, approved FINTRAC process routing, corrective findings and broker release gates.
Guide a Canadian first-time buyer from homeownership decision and financing readiness through search, offer, conditions, closing, possession and the first year of ownership with cash reconciliation, source-linked support records and thirty owned milestones.
Control a seller's pre-listing work room by room from scope and quotes through budget, access, privacy, vendor closeout, photography readiness, seller proofing and launch handoff without inventing a price-lift promise.
Coordinate the buyer's final week from lawyer-requested funds and independent payment verification through signing, insurance, services, movers, walkthrough, professional status messages, authorized key release, smart-home reset and first-night contingency.
Control a rental transition from tenancy-end authority and move-out evidence through deposit questions, work orders, vacancy cost, keys and smart access, property-ready proof and a gated incoming move-in handoff.
Convert inspection findings into low/base/high capital exposure, immediate liquidity, a five-year work schedule, unit rentability controls and revised NOI, cap rate, cash flow and DSCR without inventing property compliance or a deal score.
Coordinate a household move from quotes, budget and room inventory through providers, service/address changes, old-property handoff, authorized new-property access, smart-device resets and first-night contingency.
Control an open house from exact seller authority and property security through approved promotion, host roles, visitor/privacy process, zone access, capacity, supplies, incidents, closeout and seller handoff.
Control human- or AI-assisted property advertising claim by claim, with dated evidence, exact qualifiers, media and testimonial rights, channel versions, human review, correction ownership and a source-aware publication handoff.
Underwrite a two-to-four-unit property unit by unit with current and stabilized rents, leases, legal-use evidence, utilities, operating costs, financing and renewal stress, acquisition liquidity, capital ranges, diligence findings and professional release gates.
Control a private mortgage from commitment and title priority through staged advances, cash servicing, borrower exits, extension and default scenarios, forced-sale recovery, professional conditions and final funding evidence.
Resolve a Canadian mortgage qualification gap with borrower-by-borrower recognized income, debt-by-debt payout treatment, protected cash, five property scenarios, transparent GDS/TDS planning math, document conditions, deadlines and a mortgage-professional handoff.
Control seller preparation project by project with complete quotes, approvals, provider payments, schedule dependencies, property-fact evidence, as-is versus prepared net proceeds and the sale price required to break even.
Compare staying and downsizing through complete sale proceeds, replacement tenure, protected liquidity, monthly and long-range housing costs, accessibility fit, transition workstreams, authority and professional handoffs.
Control a buy-before-sell closing across exact contract dates, sale proceeds, purchase uses, entered bridge terms, verified cash sources, lender conditions, both lawyers' milestones, dual-property carrying costs and delayed-sale incidents.
Build a neutral property file comparing sale, Party A buyout, Party B buyout and delayed-sale scenarios with valuation evidence, secured-debt reconciliation, private financing boundaries, occupation costs, professional milestones and release controls.
Reconcile cash after closing, complete monthly essentials, first-90-day obligations, income interruption, property shocks, accessible fallback funds and a dated reserve-restoration plan.
Establish a property-specific operating reserve using actual recurring obligations, dedicated accounts, rent interruption, arrears, vacancy, insurance, capital components, mortgage renewal, incident response and a dated replenishment policy.
Control vacancy from current-tenancy handoff through rent-ready work, market evidence, advertising, inquiries, showings, privacy-aware applications, lease execution, funds and move-in while measuring every day of lost rent and reserve pressure.
Reconcile acquisition cash, project costs, completion evidence, debt payouts, stabilized rent, valuation scope, lender caps, holdbacks, refinance costs, usable proceeds and capital actually left in a Canadian BRRRR project.
Reconcile a municipal property-tax bill, assessment records, charge lines, twelve payments or instalments, supplementary and arrears issues, buyer-seller day allocation, additional closing adjustments, future budgets, deadlines, source evidence and professional release gates without inventing a municipal rate.
Build a property-specific capital replacement programme using 14 systems, condition and quote evidence, eight work orders, four reserve accounts, insurance loss scenarios, permits, tenant-impact controls, five- and ten-year funding, source records and professional release gates.
Create a client-ready service charter, then operate the live file through team coverage, deliverables, communication, decisions, professional handoffs, issues, milestones, privacy preferences, official sources and release controls.
Run a client-ready seller consultation through ownership authority, verified property facts, comparable evidence, pricing and net scenarios, preparation economics, marketing approvals, decisions, professional handoffs, milestones and release controls.
Build a client-ready purchase plan from documented household income, debts, real living costs, cash-source availability, protected reserves, closing obligations, property ownership costs, professional mortgage limits, scenarios, milestones and release controls.
Control a multiple-offer decision through exact seller-process representations, comparable evidence, price and complete cash guardrails, deposit timing, contract terms, property risks, professional responses, versioned buyer instructions and release gates.
Reconcile the signed purchase obligation, deposit credit, lender advance, every lawyer-statement line, source-of-funds timing, outside costs, protected reserve, credits, professional deliverables, payment controls and closing milestones in one buyer-ready file.
Compare three mortgage offers over the same planning horizon using payment, interest, fees, cashback, package costs, balance reduction, prepayment room, portability, early-exit exposure, and rate sensitivity. Build a client-shareable borrower-needs, offer-evidence, qualification, funding-condition, prepayment, early-exit, security, switching-cost, resilience and exact-instruction record.
Compare porting an existing mortgage, separate top-ups, lender-entered blends, breaking for a new lender, current-lender replacement, delayed purchase and bridge-overlap paths across payments, interest, fees, penalties, ending balances, sale equity, purchase cash, qualification, property conditions and exact funding dates.
Coordinate a Canadian property sale involving a potentially non-resident seller through residency and authority evidence, property classification, section 116 process status, CRA certificate records, professionally entered holdback or payment amounts, secured payouts, preliminary proceeds, closing liquidity, milestones, issues, secure communications and lawyer-tax-professional handoffs without inventing a tax result.
Control a real estate holdback from signed authority through deficiency scopes, access, quotes, completion evidence, client instructions, lawyer approval, partial releases, payee verification, cleared disbursement, disputes and file closure without inventing entitlement or treating work completion as permission to release trust funds.
Coordinate a tenant-occupied Canadian property sale unit by unit through leases, occupants, rent and deposit ledgers, privacy, photography, showing access, notices and service evidence, buyer use, financing, vacant-possession boundaries, closing adjustments, landlord transition, payment safety and professional handoffs without inventing a tenancy right or notice period.
Coordinate a Canadian shared-property continuation, sale, buyout, partial transfer, owner addition or refinance through registered title, entered economic shares, value evidence, mortgages and liens, contribution claims, balanced settlement adjustments, financing, independent legal and tax handoffs, lawyer-controlled documents, funds, registration and post-closing evidence without manufacturing ownership, entitlement, tax or lender results.
Reconcile construction budgets, progress certifications, invoices, trade payments, change orders, lender advances, borrower equity, cost-to-complete, deficiencies, entered holdbacks, title/lien evidence and release controls without inventing statutory rules or funding approval.
Coordinate property facts, application disclosures, entered insurance proposals, coverage and deductible questions, condo-corporation evidence, lender requirements, effective dates, binding steps and closing handoffs without pretending to quote, bind, interpret or guarantee coverage.
Reconcile rate holds, lender stages, submission cutoffs, document-refresh dates, borrower changes, property underwriting, appraisal, conditions, funds, lawyer instructions and closing timing without treating preapproval as approval or a held rate as funded money.
Compare four commercial premises across ten annual base-rent and recovery layers, tax assumptions, recurring occupancy costs, fit-up, inducements, cash before reimbursement, deposits, NPV, operating ratios, lease rights, deadlines and professional evidence.
Reconcile a Canadian commercial property acquisition across tenant leases, NOI, operating evidence, capital exposure, environmental scope, title/zoning/access, conditions, financing, closing cash, protected liquidity and professional handoffs.
Compare four development concepts across product realization, density, hard and soft costs, municipal and utility allowances, financing, profit, target-margin residual land value, revenue/cost/delay stress, approvals, site constraints, evidence and professional handoffs.
Build a five-scenario seller net sheet with commission-agreement math, current mortgage and secured-debt payouts, per-diem interest, detailed preparation and closing costs, carrying time, holdbacks, protected tax reserves, post-sale allocations, next-purchase funding and professional evidence controls.
Compare four Canadian mortgage renewal paths using Canadian semi-annual compounding or an entered proxy, lender-quoted payment reconciliation, payment frequency, term interest, ending balance, household cash flow, prepayment liquidity, switching costs, debt consolidation, rate sensitivity, product restrictions, qualification status and funding controls.
Underwrite a Canadian rental property with an eight-line rent roll, current-versus-market rent, acquisition cash, Canadian mortgage math, formal and reserve-adjusted NOI, cash flow, cap rate, cash-on-cash return, DSCR, debt yield, break-even occupancy, capital components, five stress paths, ten-year projection and professional evidence controls.
Model a Canadian mortgage with source-backed minimum down payment and insurance, Canadian semi-annual compounding, six payment frequencies, complete closing cash, true ownership costs, household cash flow, five scenarios, qualifying-payment context, term and amortization debt paths, renewal pressure and contract-controlled prepayments.
Model a Canadian purchase using source-backed minimum down payment and insurance, stress-rate context, recognized income, debt treatment, complete household spending, available cash, protected reserves, property costs, five purchase paths, professional conditions and client-ready handoffs.
Build a dated buyer cash file from source-backed minimum down payment and province closing costs, deposit timing, current and future funds, protected reserves, cash obligations, five purchase/timing paths, professional handoffs and payment-security controls.
Package reviewed outputs from multiple real estate tools into one branded, client-safe room with decision modules, five scenarios, actions, deadlines, document summaries, questions, professional handoffs, source records and a versioned change history.
Compare five signed or countered offer paths through preliminary seller net proceeds, deposits, financing and property conditions, deadlines, concessions, repairs, closing/possession alignment, carrying costs, professional questions and recorded seller instructions without ranking offers.
Compare five contractor proposals on a common 20-line scope with labour, materials, tax, allowances, deposits, schedule, qualifications, permits, insurance, warranties, change orders, client cash and written authorization controls without ranking providers.
Run a sold property from firm deal through lawyer-confirmed closing and possession with statement reconciliation, six secured payouts, twelve adjustments, property completion, move-out, utilities, insurance, access inventory, documents, issues, handoffs and anti-fraud release controls.
Coordinate a move-up household across five sale outcomes, five purchase scenarios and five sale-to-purchase sequences with seller-net deductions, destination cash, mortgage and bridge paths, temporary housing, delayed-sale stress, complete monthly ownership, documents, deadlines, issues and client/professional handoffs.
Prepare a neutral estate-property decision memo comparing an as-is sale, renovation and sale, rental hold, and illustrative beneficiary buyout while keeping authority, title, tax, occupancy, debt, and valuation questions visible. Coordinate property custody, authority evidence, title, occupancy, debt, claims, insurance, condition, effective-date valuation, tax questions, estate liquidity, interested-party communications, professional handoffs and exact authorized instructions.
Turn inspection findings into an itemized defect register, low/base/high repair exposure, urgent cash need, specialist-review plan, and transparent comparison of as-is, price-reduction, closing-credit, seller-repair, and holdback pathways. Control the exact condition deadline, report evidence, limitations, specialist scopes, written quotes, health/permit/insurance questions, separate negotiation paths, seller responses, residual risk and versioned buyer instruction.
Affordability, mortgage payments, cash-to-close, rent-vs-buy, and offer planning.
Live tool category
Seller net sheets, prep ROI, mortgage payout estimates, listing timelines, and proceeds planning.
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Cash flow, cap rate, BRRRR, refinance, deal score, and scenario comparison.
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Payments, stress test, renewals, prepayments, qualification, and amortization.
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Commission, revenue split, lead ROI, seller strategy, presentation value, and operating calculators.
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Rent rolls, arrears, lease renewals, turnover, reserves, vacancies, inspections, and operating control.
Live tool category
Lease abstracts, critical dates, occupancy costs, NOI, tenant improvements, renewals, and transaction control.
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Province-aware transfer tax, closing cost, rebate, and new construction source tracking.
Live tool category
Use the free public tool foundation to create report-ready estimates, client notes, operating workflows, and practical next-step conversations.