Buyer Readiness Score
Score buyer readiness using income, debts, saved down payment, target price, credit confidence, pre-approval status, timeline, and emergency reserves.
Who it helps: First-time buyers, move-up buyers, new Canadians, relocation clients, Realtors, and mortgage brokers
Decision: Am I ready to shop, or what needs to be fixed before making offers?
Estimate details
Default scenario loaded. Adjust the assumptions below to match the property, client, or decision.
Tap a scenario to preload realistic assumptions, then tune the numbers for the specific property or client.
Buyer Readiness Score helps first-time buyers, move-up buyers, new canadians, relocation clients, realtors, and mortgage brokers decide: Am I ready to shop, or what needs to be fixed before making offers? It provides a transparent educational estimate with assumptions, warnings, source citations where applicable, and next steps for professional review.
How this tool should be used
Use the output as a decision aid, not a final answer. Some tools produce calculations, while others create checklists, timelines, comparison tables, or review prompts that help you move the file forward.
Frequently asked questions
What is the Buyer Readiness Score?
Buyer Readiness Score is a Canadian real estate planning tool for first-time buyers, move-up buyers, new canadians, relocation clients, realtors, and mortgage brokers. It helps answer: Am I ready to shop, or what needs to be fixed before making offers?
Are the results guaranteed?
No. Results are educational estimates only and are not legal, tax, mortgage, appraisal, accounting, investment, or financial advice. Confirm all numbers with qualified professionals.
Does this tool use Canadian assumptions?
Yes. The platform is designed for Canada-first calculations, province-aware source metadata, Canadian terminology, and rule freshness tracking.
Can I export or save the result?
The free workflow includes email and PDF-style report calls to action. Saved report storage and account dashboards can be layered on later without changing the public calculators.