RETx RealEstate Tools
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Move-Up Buyer Calculator

Build a move-up purchase worksheet with current sale proceeds, target next home, closing costs, payment change, bridge financing, and cash gap signals.

Who it helps: Move-up buyers, sellers, Realtors, and mortgage brokers

Decision: If I sell my current home, what can I buy next without stretching the plan?

Illustration for Move-Up Buyer CalculatorRealEstateTools.caLIVE TOOLREPORT BUILDERAssumptions and scenariosReport readyScenario setPDFEmailShare

Estimate details

Default scenario loaded. Adjust the assumptions below to match the property, client, or decision.

Preloaded scenarios

Tap a scenario to preload realistic assumptions, then tune the numbers for the specific property or client.

Current home sale

Core assumptions
Next purchase targetAdjust details
Buy-first bridge pressureAdjust details

Use this only as a planning estimate. Bridge financing availability and cost are lender-specific.

Quick answer

Move-Up Buyer Calculator helps move-up buyers, sellers, realtors, and mortgage brokers decide: If I sell my current home, what can I buy next without stretching the plan? It provides a transparent educational estimate with assumptions, warnings, source citations where applicable, and next steps for professional review.

How this tool should be used

Use the output as a decision aid, not a final answer. Some tools produce calculations, while others create checklists, timelines, comparison tables, or review prompts that help you move the file forward.

Frequently asked questions

What is the Move-Up Buyer Calculator?

Move-Up Buyer Calculator is a Canadian real estate planning tool for move-up buyers, sellers, realtors, and mortgage brokers. It helps answer: If I sell my current home, what can I buy next without stretching the plan?

Are the results guaranteed?

No. Results are educational estimates only and are not legal, tax, mortgage, appraisal, accounting, investment, or financial advice. Confirm all numbers with qualified professionals.

Does this tool use Canadian assumptions?

Yes. The platform is designed for Canada-first calculations, province-aware source metadata, Canadian terminology, and rule freshness tracking.

Can I export or save the result?

The free workflow includes email and PDF-style report calls to action. Saved report storage and account dashboards can be layered on later without changing the public calculators.