Private Lending Return Calculator
Estimate private lending interest, fees, loan-to-value, total return, and annualized return.
Who it helps: Private lenders, investors, mortgage brokers, and borrowers comparing capital options
Decision: What is the estimated return and LTV risk on this private loan?
Estimate details
Default scenario loaded. Adjust the assumptions below to match the property, client, or decision.
Tap a scenario to preload realistic assumptions, then tune the numbers for the specific property or client.
Private Lending Return Calculator helps private lenders, investors, mortgage brokers, and borrowers comparing capital options decide: What is the estimated return and LTV risk on this private loan? It provides a transparent educational estimate with assumptions, warnings, source citations where applicable, and next steps for professional review.
How this tool should be used
Treat the output as a planning estimate. The useful number is the decision it unlocks: affordability range, cash needed, seller walkaway proceeds, investment risk, or marketing copy that is ready for human review.
Frequently asked questions
What is the Private Lending Return Calculator?
Private Lending Return Calculator is a Canadian real estate planning tool for private lenders, investors, mortgage brokers, and borrowers comparing capital options. It helps answer: What is the estimated return and LTV risk on this private loan?
Are the results guaranteed?
No. Results are educational estimates only and are not legal, tax, mortgage, appraisal, accounting, investment, or financial advice. Confirm all numbers with qualified professionals.
Does this tool use Canadian assumptions?
Yes. The platform is designed for Canada-first calculations, province-aware source metadata, Canadian terminology, and rule freshness tracking.
Can I export or save the result?
The free workflow includes email and PDF-style report calls to action. Saved report storage and account dashboards can be layered on later without changing the public calculators.