| Contract, ownership and authority | Complete purchase agreement, schedules and amendments | Yes | reviewed | Buyer lawyer/Realtor | Price, parties, property, conditions, notices, representations and deadlines control the transaction. |
| Contract, ownership and authority | Seller ownership and signing-authority evidence | Yes | requested | Buyer lawyer | Registered ownership, entity, estate, trust, partnership or signing authority must be confirmed. |
| Contract, ownership and authority | Current title search and registered-interest review | Yes | requested | Buyer lawyer | Mortgages, liens, easements, covenants, leases and other registrations can affect use and closing. |
| Contract, ownership and authority | Survey, RPR or boundary evidence | Yes | received | Buyer lawyer/surveyor | Boundaries, improvements, encroachments and access require property-specific evidence. |
| Contract, ownership and authority | Seller property disclosure and known-issue record | Yes | received | Seller/Realtor/lawyer | Representations and disclosed facts must be read with inspections and independent evidence. |
| Tenancies, rent and possession | Current rent roll reconciled to units and occupants | Yes | received | Seller/property manager | Scheduled rent is not verified until units, tenants, concessions, arrears and collection agree. |
| Tenancies, rent and possession | Every lease, renewal, amendment and addendum | Yes | requested | Buyer lawyer/property manager | Rent, term, services, deposits, rights and obligations arise from actual tenancy documents and law. |
| Tenancies, rent and possession | Rent collection ledger and bank reconciliation | Yes | requested | Seller/accountant/property manager | Collected income may differ from scheduled rent and seller financial statements. |
| Tenancies, rent and possession | Tenant-deposit ledger, trust and transfer record | Yes | requested | Seller lawyer/property manager | Deposits may be restricted liabilities with transfer, interest and record obligations. |
| Tenancies, rent and possession | Arrears, notices, disputes, applications and repayment plans | Yes | requested | Buyer lawyer/property manager | Possession, collection and dispute exposure cannot be inferred from a rent roll. |
| Tenancies, rent and possession | Tenant confirmations or estoppels where legally appropriate | Yes | not requested | Buyer lawyer/Realtor | Independent tenant confirmation may reconcile lease and occupancy facts where permitted. |
| Tenancies, rent and possession | Vacant-possession terms and evidence | Yes | requested | Buyer lawyer | Do not assume a tenant will leave or that vacant possession can be delivered. |
| Operating income and expenses | Current and prior property-tax bills | Yes | received | Seller/municipality/lawyer | Tax expense, arrears and closing adjustments require verified bills. |
| Operating income and expenses | Utility bills, meters and owner-paid service history | Yes | requested | Seller/property manager | Owner-paid utilities and shared-meter arrangements can materially change expenses. |
| Operating income and expenses | Insurance policies, claims, losses and cancellations | Yes | requested | Seller/insurer | Past claims, exclusions and insurability can change risk and cost. |
| Operating income and expenses | Buyer-specific bindable insurance quote | Yes | not requested | Buyer/insurance professional | Seller coverage does not establish buyer coverage, price or lender acceptance. |
| Operating income and expenses | Operating statements and general ledger | Yes | received | Seller/accountant | Income, expenses, accruals, owner items and one-time costs require reconciliation. |
| Operating income and expenses | Repair, maintenance and capital invoices | Yes | requested | Seller/property manager | Past work, recurring failures, warranties and deferred items affect underwriting. |
| Operating income and expenses | Utility, equipment, maintenance and service contracts | Yes | requested | Seller/lawyer | Assumption, termination, pricing and secured-equipment terms may survive closing. |
| Operating income and expenses | Property-management agreement and fee schedule | Not triggered | Monitor for change | Seller/lawyer/property manager | Termination, assignment, fees, trust, records and staffing affect transition. |
| Physical property and capital plan | Independent building inspection | Yes | received | Buyer/inspector | Visible and accessible condition requires qualified inspection and limitations. |
| Physical property and capital plan | Roof, exterior, envelope and water-management review | Yes | requested | Inspector/specialist | Water entry and exterior systems can create major capital and insurance exposure. |
| Physical property and capital plan | Foundation, structure and drainage review | Yes | requested | Inspector/engineer | Movement, moisture, drainage and structural concerns require specialist evidence. |
| Physical property and capital plan | Plumbing, water service and drainage review | Yes | requested | Inspector/plumber | Materials, leaks, pressure, sewer and shared systems affect repair and insurance. |
| Physical property and capital plan | Electrical service and distribution review | Yes | requested | Inspector/electrician | Capacity, materials, alterations and safety concerns may require licensed review. |
| Physical property and capital plan | Heating, cooling and ventilation review | Yes | requested | Inspector/HVAC specialist | Age, condition, distribution, fuel and replacement planning affect operations. |
| Physical property and capital plan | Fire, egress, alarm and life-safety evidence | Yes | requested | Inspector/municipality/fire authority | Life-safety and occupancy requirements require current property-specific confirmation. |
| Physical property and capital plan | Five-year capital repair and replacement plan | Yes | not requested | Buyer/inspector/contractors | A current reserve must reflect remaining life, urgency, scope, tax and contingency. |
| Legal use, permits and regulation | Current zoning, permitted use and occupancy evidence | Yes | requested | Municipality/buyer lawyer | Current use, unit count and intended strategy require municipal confirmation. |
| Legal use, permits and regulation | Building, development, trade and occupancy permits | Yes | requested | Municipality/buyer lawyer | Work and use should not be assumed legal from appearance or seller statements. |
| Legal use, permits and regulation | Secondary-suite legality and registration record | Yes | requested | Municipality/buyer lawyer | A marketed suite may not be lawful, insurable, financeable or rentable as entered. |
| Legal use, permits and regulation | Short-term rental licence, zoning and platform-use review | Not triggered | Monitor for change | Municipality/lawyer/condo corporation | Short-term use may be restricted by multiple legal and contractual layers. |
| Legal use, permits and regulation | Well, septic, access, water rights and rural-use package | Not triggered | Monitor for change | Specialists/municipality/lawyer | Private systems, access and rural uses require dedicated evidence. |
| Legal use, permits and regulation | Environmental, contamination and hazardous-material review | Not triggered | Monitor for change | Environmental professional/lawyer | Past or current uses and building materials can create remediation, financing and liability exposure. |
| Condo/strata and shared-property evidence | Condo/strata bylaws, rules and rental restrictions | Not triggered | Monitor for change | Buyer lawyer | Rental, pet, parking, storage, use and enforcement rights depend on current documents. |
| Condo/strata and shared-property evidence | Condo/strata financials, budget and reserve study | Not triggered | Monitor for change | Buyer lawyer/accountant/engineer | Fees and reserves must be assessed with building condition and future obligations. |
| Condo/strata and shared-property evidence | Condo/strata minutes, insurance and litigation record | Not triggered | Monitor for change | Buyer lawyer/insurance professional | Known projects, claims, disputes and governance issues may affect cost and marketability. |
| Condo/strata and shared-property evidence | Special assessments and owner-account status | Not triggered | Monitor for change | Condo corporation/buyer lawyer | Amount, due date, responsibility and disclosure require written confirmation. |
| Financing, valuation and closing | Lender property and rental-income acceptance | Yes | requested | Mortgage professional/lender | Borrower approval does not guarantee the property, use, rents or unit count are accepted. |
| Financing, valuation and closing | Appraisal and rent evidence requested by lender | Yes | not requested | Lender/appraiser | Value, market rent and property condition remain independent professional matters. |
| Financing, valuation and closing | Closing funds, adjustments and protected-reserve plan | Yes | received | Buyer/mortgage professional/lawyer | Down payment, costs, adjustments, repairs and reserves must be available on the correct dates. |
| Financing, valuation and closing | Ownership, GST/HST and income-tax advice where triggered | Yes | not requested | Tax professional/lawyer | Entity, use, rebates, elections, allocation and future sale consequences are fact-specific. |
| Financing, valuation and closing | Mixed-use allocation, lease and financing review | Not triggered | Monitor for change | Lender/lawyer/tax professional | Residential and commercial components may have different legal, tax, insurance and financing treatment. |